Last Updated: July 1, 2026

Introduction

Team Insured and our affiliated companies deliver content to you via our Website and email. Beyond content delivery, we operate a marketing and data business. In this role, we gather information about individual consumers, which we collect, share with partners, and sell. This information helps advertisers reach their intended audiences through online advertising, mobile apps, email campaigns, telephone marketing, and other promotional channels. We also provide cross-context behavioral advertising services that track activity across different sites and apps.

This privacy policy tells you about the personal information we gather when you use Team Insured—both what we collect directly and what you give us—and how we collect, use, keep, and share it. For more about our website itself, check out our terms of service.

We ask that you carefully read through this policy to gain a clear understanding of our policies and practices related to your personal information. If you’re uncomfortable with our policies and practices, please avoid using our website or subscribing to our email list. Your access to or use of this website, or your interaction with our other services, signifies agreement with this privacy policy.

Application And External Sites And Services:

This Privacy Policy applies solely to your activity on Team Insured. It does not encompass your interactions with other websites, even if you accessed them through a link on our site. We encourage you to review the privacy policies of any websites you access through links from Team Insured.

We May Collect Your Personal Information In The Following Ways:

We collect personal information on this website that you choose to provide, such as your name, email address, phone number, mailing address, and details submitted through an inquiry form. We may supplement the information you provide with additional data obtained from third parties, including affiliates and marketing or advertising partners. In certain instances, this includes data from third-party data providers that have obtained your personal information from their own services. We also automatically collect information through cookies and other tracking technologies to perform analytics and facilitate advertising. Additional details are provided below.

What Data Do We Collect?

“Personal information” means any data generated, collected, stored, or otherwise processed through the Company’s business activities that identifies, describes, or can reasonably be linked to an individual or household, either directly or indirectly.

As part of subscribing to the Team Insured, you may be asked to provide personal information such as your name, date of birth, street address, e-mail address, and phone number. We also gather additional information through cookies and similar technologies, including IP address, imprecise geolocation (inferred from your IP address), device ID, timestamps, browsing behavior, and click-through interactions. We may further obtain advertising-related information from data brokers or public sources, such as demographic details, interests, prior visits, or purchase history. Limited sensitive personal information may also be collected. Details about your rights are provided below.

California law requires businesses to disclose the categories of personal information collected in the last twelve (12) months. During this period, we have collected identifiers; personal information listed in Cal. Civ. Code § 1798.80(e); characteristics protected under California or U.S. federal law; information related to internet or network activity; commercial information; professional or employment-related information; imprecise geolocation data; and inferences derived from other personal information.

We share and in some cases sell this information with affiliated companies and third-party partners for marketing and advertising purposes. We share and in some cases sell this information with affiliated companies and third-party partners for marketing and advertising purposes. You may exercise your right to opt out of the sale or sharing of your personal information by visiting here or calling 844-588-1024.

Treatment of Sensitive Information

We do not directly gather Sensitive Personal Information, including information concerning race, ethnicity, religion, precise location, LGBTQ+ identity, health status, financial account information, or citizenship. That said, information collected automatically through cookies and similar technologies about your browsing activity may indirectly indicate interest in sensitive topics or groups. For example, visiting content related to particular ethnic communities or medical conditions may imply such interests. We do not create these inferences ourselves, but affiliated companies or third parties that receive personal information may do so. Where applicable law restricts such processing without consent, our affiliates will not make sensitive inferences. We do not collect or use personal information relating to children under the age of 18.

How We Use Data

The personal information about you that we collect is used to send you requested newsletters, to respond to your inquiries, and to provide content or marketing messages by email or by other means. We also share your personal information with our partner companies, who may send you marketing messages as well. You can opt out by clicking here. Our use of personal information is considered “cross context behavioral advertising” in some cases.

Who We Share Personal Information With

We sell or share personal information with our affiliates and with partner companies to be used for marketing purposes, including cross context behavioral advertising. We also enable access to personal information for companies who perform services for us, including services related to cross context behavioral advertising, analytics, advertising fraud detection, information security, web hosting, or similar services. We contract with third parties who have access to personal information to ensure that they use appropriate data security and comply with laws. We may also share personal information where required by law (for instance if we receive a subpoena or court order), or to protect any person’s health or safety.

Personal information may be disclosed to law enforcement, regulatory bodies, courts, government entities, or other third parties where necessary to comply with applicable laws, court orders, or legal processes, to respond to governmental or regulatory inquiries, to protect individuals’ rights or safety, or to enforce our contractual rights, including payment and collection obligations. We may also disclose personal information to a successor entity or purchaser in the event of a merger, acquisition, restructuring, liquidation, or other transfer of assets involving our business.

Personal information may be disclosed to third parties for purposes you have approved, whether those purposes are communicated when you provide the information or outlined elsewhere in this privacy policy.

Behavioral Advertising, Analytics, and Data Sharing

This website shares personal information with third parties who show you advertisements on this or other websites and also perform analytics and reporting about the performance of those advertisements. These companies (which may include data brokers) collect information about the websites you visit and the web pages and advertisements you view or interact with, and may combine this with personal information from other sources or share it with other third parties (this is also known as “cross-context behavioral advertising”). We (or our partners) collect your IP address, date and time of interaction, your Internet Service Provider (ISP), and the browser type and version you use to visit this website. This information may be combined with other personal information and used to deliver advertising from us or from other companies through email, on apps or websites, or through social media sites . We also use personal information to analyze interactions with this site and the advertisements we display so we can continue to improve them.

Online Tracking and Personalized Advertising

This website utilizes cookies, pixels, and other automated technologies to: (1) guard this site against online threats, (2) track and analyze how users interact with our website, (3) show you personalized content and advertisements, and (4) analyze how (or whether) you interact with advertisements or other content and communications. Cookies are small computer files that are stored on your browser to serve as unique identifiers so that your browser can be recognized at websites where our pixel is deployed. We do not track every site or page you visit on the Internet. You can restrict or delete the cookies currently on your browser at any time using the settings in your browser. If you use a browser-based “do not track” setting, this may cause an opt-out cookie to be set on your browser to prevent ongoing data collection. If you later delete this opt-out cookie, you may need to opt out again to prevent automated data collection.

Our Website uses automated tools to collect usage data, including cookies, Flash cookies, and web beacons. Cookies are small files stored on your device that support Website operations. You may disable cookies in your browser, but certain Website features may become unavailable if you do so.

Flash cookies are used on some parts of the Website to remember preferences and analyze navigation patterns. These cookies are managed separately through Adobe’s Flash Player settings.

Web beacons, also known as pixel tags or clear gifs, may be included on our Website and in our emails to track page visits, email opens, content popularity, and Website performance metrics.

Global Privacy Control and Do Not Track

We honor Global Privacy Control (“GPC”) signals and other universal opt-out signals as valid opt-out requests for the sale and sharing of personal information. Upon detecting such a signal from your browser or device, we will process the opt-out automatically on your behalf. We do not seek to monitor every website you visit online. As described above, you may manage or remove certain cookies at any time through your browser settings. If you choose to opt out or enable a browser-based “Do Not Track” signal, including the GPC, an opt-out cookie will be placed on your browser to limit certain data collection activities. If that opt-out cookie is removed or your GPC settings are changed, automated data collection may resume.

Exercise Your Privacy Rights

You have rights with respect to your personal information, including the right to know what data we collect and how we use it (please review this policy), to obtain a copy of data we have collected about you, to ask us not to share your information with third parties, to have data deleted (including any sensitive personal information), to correct incorrect information (please request deletion), to ask us to limit the use of sensitive information (please request deletion), to opt-out of the sale or sharing of your data for cross-context behavioral advertising, or to make other requests. You, or an agent authorized to act on your behalf, may exercise your rights at any time at this page, or by calling 844-588-1024. If you have additional questions or concerns after you have exercised your rights, you can contact us using the information in the “Contact Us” section below. If we are unable to resolve your issue you may in some cases also be able to contact a local privacy authority in your state.

If you would like to log complaints, please see below for contact information:

For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.

Please note, we cannot respond to your request or provide you with personal information if we cannot verify your identity or your authority to make the request. As such, a verifiable consumer request must:

1. Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or are the authorized representative of that person.
2. Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.Making a verifiable consumer request does not require that you to create an account with us. We will not use the personal information you provide in a verifiable consumer request for any purpose beyond verifying your identity, authority to make a request, or to otherwise process your request. We will respond to a verifiable request within 45 days of receipt. If we require additional time, up to 45 additional days, we will notify you in writing of the reason and the extension period within the first 45 days.

   If we reject a request in accordance with applicable law and you wish to appeal our decision, or if you have additional concerns or questions about our privacy practices, you can contact us using the information below. Depending on where you live, you may also have the right to contact a local privacy authority in your jurisdiction. We will not discriminate against you for exercising your data subject rights.

Policy on Children’s Data

Our website is only for use by people who are 18 or older. We do not knowingly accept personal information from anyone under the age of 18, and we will remove any such personal information if we become aware that it is present in our systems.

Securing Your Personal Information

We protect the personal information we collect using reasonable and appropriate organizational, technical, and physical security measures. We have policies, procedures, and training for our staff and contractors who have access to personal information, as well as internal and external systems monitoring. We also audit our practices regularly and track and respond to risks.

How Long We Keep Your Information

We hold personal information for as long as needed to provide services, comply with the law, and address any disputes or claims. Once data is no longer required for these purposes, we delete or anonymize it consistent with applicable legal requirements.

Privacy Policy Updates

We reserve the right to update or change this policy at any time, without advance notice. The revised policy will apply from its “effective date.” You may wish to review this Privacy Policy occasionally to understand our collection, use, and sharing of personal information.

This Site is Based in the United States

Our website is based in the United States, and is intended only for users in the United States. When you visit this site, you acknowledge that your personal information will be stored and processed in the United States, subject to applicable local laws.

Contact Info

For more information or for any issues , please email us at [email protected] or 2000 Mallory Lane Suite 130-815, Box 826 Franklin, TN 37067.